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Money Makeover: How long will it take me to retire on £30,000?

Gussy Hydleman is about to buy her first home with her boyfriend Credit: JAY WILLIAMS  Like many young first-time home buyers, Gussy Hydleman, 25, has had to dabble with investing to boost her deposit in order to keep pace with ever-increasing house prices. Thanks to her stock market nous, Ms Hydleman has had an offer accepted on a home with her boyfriend, Tom, 26. The pair are using their savings and a small amount of parental help to fund a 15pc deposit. Her share consists of £38,000: £15,000 in a Lifetime Isa, £12,000 in a stocks and shares Isa and the remainder in cash. The couple hope to exchange contracts soon and are just waiting for the seller to secure a property to move to.

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